Key insights
- Forecasted number of digital payment transactions in North America
- bn

Detailed statistics
Number of digital payments worldwide 2007-2024 with forecasts to 2029, by region
- Credit card penetration in the U.S.
- %

Detailed statistics
Credit card penetration in 161 countries worldwide 2011, 2014, 2017, 2021, 2024
- Buy now, pay later market share in domestic e-commerce in the U.S
- %

Detailed statistics
Buy now, pay later (BNPL) share in e-commerce in 43 countries worldwide 2016-2025
Editor’s Picks
Editor’s Picks
Current statistics on this topic
Recommended statistics
Overview
4
- Digital payments number in North America 2007-2024 with forecasts to 2029
- Market size of payments worldwide from 2006 to 2024 with forecasts to 2027, by region
- Annual commercial and consumer payments in North America 2014-2024, by product type
- Revenue in payments industry worldwide 2019-2024 with 2029 forecast, by region
Overview
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Digital payments number in North America 2007-2024 with forecasts to 2029

Digital payments number in North America 2007-2024 with forecasts to 2029
Total number of cashless payment transactions in North America from 2007 to 2024, with forecasts for 2025 and 2029 (in billions)
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Market size of payments worldwide from 2006 to 2024 with forecasts to 2027, by region

Market size of payments worldwide from 2006 to 2024 with forecasts to 2027, by region
Total payments revenue across different regions in the world from 2006 to 2024, with forecasts from 2025 to 2027 (in trillion U.S. dollars)
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Annual commercial and consumer payments in North America 2014-2024, by product type

Annual commercial and consumer payments in North America 2014-2024, by product type
Total payments revenue in North America from 2014 to 2024, by customer segment and product delivered (in billion U.S. dollars)
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Revenue in payments industry worldwide 2019-2024 with 2029 forecast, by region

Revenue in payments industry worldwide 2019-2024 with 2029 forecast, by region
Transaction revenue of the payments industry worldwide in 2019 and 2024 with a forecast for 2029, by region (in billion U.S. dollars)
Market segments
7
- Most used in-store (POS) payment methods in the U.S. 2017-2025, with 2030 forecast
- Most used e-commerce payment methods in the U.S. 2016-2025, with 2030 forecast
- Most used payment methods in physical POS in North America 2025-2030
- Most used payment methods in e-commerce in North America 2025, with a 2030 forecast
- Annual credit card spending in the U.S. 2012-2024
- Annual debit card spending in the U.S. 2012-2024
- Payments at points of sale by type in the U.S. 2025
Market segments
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Most used in-store (POS) payment methods in the U.S. 2017-2025, with 2030 forecast

Most used in-store (POS) payment methods in the U.S. 2017-2025, with 2030 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United States from 2017 to 2025, with a forecast for 2030
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Most used e-commerce payment methods in the U.S. 2016-2025, with 2030 forecast

Most used e-commerce payment methods in the U.S. 2016-2025, with 2030 forecast
Market share of cash, credit cards, and other payment methods during online shopping in the United States from 2016 to 2025, with a forecast for 2030
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Most used payment methods in physical POS in North America 2025-2030

Most used payment methods in physical POS in North America 2025-2030
Transaction value and market share of payment methods in total point of sale (POS) transaction value in North America in 2025, with a forecast for 2030
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Most used payment methods in e-commerce in North America 2025, with a 2030 forecast

Most used payment methods in e-commerce in North America 2025, with a 2030 forecast
Transaction value and market share of payment methods in total e-commerce transaction value in North America in 2025, with a forecast for 2030
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Annual credit card spending in the U.S. 2012-2024

Annual credit card spending in the U.S. 2012-2024
Value of credit card transactions for payments in the United States from 2012 to 2024 (in million U.S. dollars)
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Annual debit card spending in the U.S. 2012-2024

Annual debit card spending in the U.S. 2012-2024
Value of debit card transactions for payments in the United States from 2012 to 2024 (in million U.S. dollars)
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Payments at points of sale by type in the U.S. 2025

Payments at points of sale by type in the U.S. 2025
Payments at points of sale by type in the U.S. as of September 2025
Market penetration
5
- Number of digital banking users in the United States 2017-2030
- Users in the mobile POS payments segment in the United States 2018-2031
- Users in the digital remittances segment in the United States 2018-2031
- Mobile POS payment penetration rate in 33 countries worldwide 2023
- Digital banking penetration rate in leading countries 2025 and 2030
Market penetration
-
Number of digital banking users in the United States 2017-2030

Number of digital banking users in the United States 2017-2030
Number of digital banking users in the United States from 2017 to 2030 (in millions)
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Users in the mobile POS payments segment in the United States 2018-2031

Users in the mobile POS payments segment in the United States 2018-2031
Users in the mobile POS payments segment in the United States from 2018 to 2031 (in millions)
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Users in the digital remittances segment in the United States 2018-2031

Users in the digital remittances segment in the United States 2018-2031
Users in the digital remittances segment in the United States from 2018 to 2031 (in millions)
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Mobile POS payment penetration rate in 33 countries worldwide 2023

Mobile POS payment penetration rate in 33 countries worldwide 2023
Penetration rate of mobile POS payments in 33 countries worldwide in 2025
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Digital banking penetration rate in leading countries 2025 and 2030

Digital banking penetration rate in leading countries 2025 and 2030
Digital bankingpenetration rate in selected leading countries in 2025 and 2030
Key players
10
- Largest fintechs in the U.S. 2025, by market cap
- Market share of online payment processing software on web domains worldwide 2026
- Annual revenue of Mastercard 2009-2025
- Estimated PayPal user numbers worldwide 2025, by country
- Quarterly PayPal penetration, online or offline, in the U.S. 2018-2026
- Annual TPV (Total Payment Volume) of PayPal in USD 2012-2025
- Quarterly TPV (Total Payment Volume) of Venmo in USD 2017-2026
- Quarterly Venmo penetration, online or offline, in the U.S. 2018-2026
- Quarterly Google Pay penetration, online or offline, in the U.S. 2018-2026
- Biggest digital wallet apps on mobile in the United States 2025, based on MAU
Key players
-
Largest fintechs in the U.S. 2025, by market cap

Largest fintechs in the U.S. 2025, by market cap
Largest fintech companies in the United States as of November 2025, by market capitalization (in billion U.S. dollars)
-
Market share of online payment processing software on web domains worldwide 2026

Market share of online payment processing software on web domains worldwide 2026
Most used payment processing technology - including payment gateways and BNPL (buy now, pay later) - on websites worldwide as of August 2026
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Annual revenue of Mastercard 2009-2025

Annual revenue of Mastercard 2009-2025
Revenue of Mastercard Inc from 2009 to 2025
-
Estimated PayPal user numbers worldwide 2025, by country

Estimated PayPal user numbers worldwide 2025, by country
Estimated number of active PayPal users worldwide in 2025, by selected country
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Quarterly PayPal penetration, online or offline, in the U.S. 2018-2026

Quarterly PayPal penetration, online or offline, in the U.S. 2018-2026
PayPal usage either for online payments or at POS in the United States from 2018 to 2nd quarter of 2026
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Annual TPV (Total Payment Volume) of PayPal in USD 2012-2025

Annual TPV (Total Payment Volume) of PayPal in USD 2012-2025
Value of payments processed (TPV - Total Payment Volume) of PayPal from 2012 to 2025 (in billion U.S. dollars)
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Quarterly TPV (Total Payment Volume) of Venmo in USD 2017-2026

Quarterly TPV (Total Payment Volume) of Venmo in USD 2017-2026
Value of payments processed (TPV - Total Payment Volume) of Venmo from 1st quarter 2017 to 2nd quarter 2026
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Quarterly Venmo penetration, online or offline, in the U.S. 2018-2026

Quarterly Venmo penetration, online or offline, in the U.S. 2018-2026
Venmo usage either for online payments or at POS in the United States from 2018 to 1st quarter of 2026
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Quarterly Google Pay penetration, online or offline, in the U.S. 2018-2026

Quarterly Google Pay penetration, online or offline, in the U.S. 2018-2026
Google Pay usage either for online payments or at POS in the United States from 2018 to 2nd quarter of 2026
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Biggest digital wallet apps on mobile in the United States 2025, based on MAU

Biggest digital wallet apps on mobile in the United States 2025, based on MAU
Biggest digital wallet apps on mobile in the United States as of October 2025, by number of monthly active users (MAU)
User trends
5
- BNPL use in the U.S. 2021-2025
- Buy now, pay later (BNPL) use in the U.S. 2025, by age, gender, income, race
- Annual BNPL spending in the U.S. 2022-2025, with a 2031 forecast
- Buy Now, Pay Later (BNPL) purchases on Amazon Prime Day in the U.S. 2022-2026
- Annual buy now, pay later (BNPL) volume and usage in the U.S. 2022-2023
User trends
-
BNPL use in the U.S. 2021-2025

BNPL use in the U.S. 2021-2025
Share of respondents who said they used buy now, pay later (BNPL) in the United States from 2021 to 2025
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Buy now, pay later (BNPL) use in the U.S. 2025, by age, gender, income, race

Buy now, pay later (BNPL) use in the U.S. 2025, by age, gender, income, race
Share of respondents who said they used buy now, pay later (BNPL) in the United States in 2025, by age, gender, income, and race
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Annual BNPL spending in the U.S. 2022-2025, with a 2031 forecast

Annual BNPL spending in the U.S. 2022-2025, with a 2031 forecast
Estimated transaction value of buy now, pay later (BNPL) in the United States from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars)
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Buy Now, Pay Later (BNPL) purchases on Amazon Prime Day in the U.S. 2022-2026

Buy Now, Pay Later (BNPL) purchases on Amazon Prime Day in the U.S. 2022-2026
Value of Buy Now, Pay Later (BNPL) purchases on Amazon Prime Day in the U.S. from 2022 to 2026 (in million U.S. dollars)
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Annual buy now, pay later (BNPL) volume and usage in the U.S. 2022-2023

Annual buy now, pay later (BNPL) volume and usage in the U.S. 2022-2023
Number of buy now, pay later (BNPL) users, yearly loans per user, and dollar amount per user in the United States from 2022 to 2023
Outlook
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Digital banking users in selected countries worldwide 2025 and 2030

Digital banking users in selected countries worldwide 2025 and 2030
Number of digital banking users in selected countries worldwide in 2025 and 2030 (in millions)
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B2B digital payments number in North America 2019-2024 with forecasts to 2028

B2B digital payments number in North America 2019-2024 with forecasts to 2028
Total number of cashless B2B transactions in North America from 2019 to 2024, with forecasts for 2025 and 2028 (in billions)
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POS payment methods North America 2025, with a 2030 forecast

POS payment methods North America 2025, with a 2030 forecast
Leading point of sale payment methods in North America in 2025, with a forecast for 2030
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